How to Sign Up for ACA Health Insurance in Connecticut
Most residents of Connecticut are eligible to buy health insurance through Access Health CT, the state’s Affordable Care Act (ACA) marketplace. And you might be able to save money on premiums, thanks to expanded federal tax credits in the March coronavirus relief bill. Because of the pandemic, Access Health CT’s enrollment window is open through Aug. 15.
Most people already enrolled in ACA marketplace plans will also see their premiums go down this year because the recently enacted American Rescue Plan increases tax credits for insurance premiums and expands the number of households who qualify for them. Every household that pays more than 8.5 percent of their household income now qualifies for federal tax credits to help them afford health insurance. Prior to the new law, such tax credits were only available to people making up to 400 percent of the federal poverty level (around $51,000 for one person).
The average American with a marketplace plan can save $50 per month with the new assistance, the federal government says. As of now, this additional federal financial assistance will only be available in 2021 and 2022.
Who is eligible?
- Connecticut residents, including non-U.S. citizens with worker or student visas, are eligible to buy health insurance through Access Health CT, regardless of whether they are currently insured. The incarcerated are not eligible.
- You may also qualify for the state’s Medicaid programs, called HUSKY Health plans, which offer free or low-cost coverage to low-income singles and families, adults 65 and older, individuals 18 to 64 with a disability, children and others.
When can I enroll?
- Anytime through Aug. 15, 2021
- Those who've lost or will be losing their health coverage and those who've experienced a qualifying life change — such as the birth of a child, a divorce or a marriage, or a move to Connecticut — can still enroll after Aug. 15.
- Those who qualify for HUSKY Health can enroll anytime, as can American Indians and Alaska Natives.