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Katherine Alvarez
The common misunderstanding that average people can’t become financially independent couldn’t be further from the truth, says Katherine Alvarez of Primerica.
With the “Buy Term and Invest the Difference” model, you have greater control over your benefits. Because protection and savings are completely separate, you can better control the death benefit and the investment portion.
When compared to the general population, Hispanics are half as likely to currently have a professional financial adviser and significantly less likely to have been contacted by a financial adviser, regardless of income levels. The most important financial priorities for Hispanics are saving for retirement (53%), reducing debt (52%), building an emergency savings account (42%) and funding education for children or grandchildren (31%).
"There are 53 million Hispanics in the United States, and 20% of them don’t own ANY financial or insurance products," says Alvarez. "Primerica helps families to 'invest the difference' through investments and savings products."
A focused approach is best, she says.
"It’s difficult to build significant savings without an investing strategy. When you make investments and savings products part of your business-building plan, you can help educate families about what it takes to build wealth and reach financial independence."
Learn more at Ms. Alvarez's LinkedIn page or on Facebook.
We are pleased that Ms. Alvarez is joining us Saturday at the Money Matters Expo, 10 a.m.-1 p.m., at Housatonic Community College.